Is FundingPips Really Worth It? What Traders Don’t Tell You

FundingPips — Quick Overview (2025)

FundingPips is a Dubai-based proprietary trading firm known for its low-cost evaluations, flexible payout cycles, and scaling plans that allow traders to manage up to $1,000,000 with profit shares of up to 100%.

Company Facts

  • Founded: 2022
  • Headquarters: United Arab Emirates
  • Founder/CEO: Khaled Ayesh
  • Official Site: fundingpips.com

Sources: DailyForex, Benzinga, Trustpilot.

Reputation

Trustpilot: 4.5 / 5 (“Excellent”), based on 29,000+ verified reviews (as of Aug 2025).

Source: Trustpilot.

Trading & Accounts

  • Trading Platforms: MetaTrader 5 (MT5), cTrader, Match-Trader
  • Minimum Evaluation Fee: $29 (varies by account size)
  • Profit Share: 80% – 100% (100% for Hot Seat traders)
  • Daily Loss Limit: 3% – 5% (depending on program)
  • Maximum Trailing Drawdown: 5% – 10%
  • Funded Account Options: 5
  • Funded Account Sizes: $5,000 – $100,000
  • Scaling Plan: Up to $1,000,000

Sources: DailyForex, Myfxbook, ForexPropReviews.

Payout Frequency & Methods

  • Payout Frequency: Weekly (Tuesdays), bi-weekly, or monthly
  • Processing Time: Typically 1–3 business days (up to 4 trading days)
  • Methods: USDT (crypto) for smaller payouts, Rise/Riseworks for larger payouts
  • Special Tier: Hot Seat (Elite) allows on-demand payouts with up to 100% profit split

Sources: FundingPips Official Blog, Myfxbook, ForexPropReviews.

FundingPips overview screenshot: headquarters, year established, platforms, fees and profit split

How Many Traders Have Been Paid?

FundingPips reports cumulative payouts of $145M+ (as of Aug 2025). Independent payout trackers list between 1,500 and 9,800+ logged payouts, depending on the data source.

Sources: FundingPips Blog, PropFirmMatch, TradingPilot.

Note: Always verify the latest terms and payout policies on the official website before joining.

Supported Countries – According to FundingPips

FundingPips states that it is trusted by traders from 195+ countries worldwide. However, the platform does not publicly list which regions or countries are excluded.

The Terms & Conditions note that users must only access the Services from countries where they are available, implying that service restrictions exist.

For clarity on whether your country is eligible, please refer to FundingPips’ official support channels or legal documents, as they do not display a public “restricted countries” list.

Is FundingPips Legit and What Do Traders Really Say?

Yes — FundingPips is a legitimate prop trading firm, operating from Dubai (U.A.E.) under its official policies and payout terms.

The company manages a large community of 180k+ traders on Discord and holds internationally recognized certifications:

  • ✔ ISO 27001:2022 (Information Security)
  • ✔ ISO 22301:2019 (Business Continuity)
  • ✔ ISO 9001:2015 (Quality Management)

FundingPips also offers a weekly Tuesday Pay Day program, with withdrawals typically processed same day up to 4 trading days depending on the payout cycle. (Official blog)


What Traders Like ✅

  • Easy sign-up process and clear rules
  • Smooth platform performance and order execution
  • Fast, reliable payouts
  • Fairly priced challenges compared to competitors
  • Responsive customer support

Mild Concerns ⚠️

  • Payout speed may vary depending on cycle (e.g. Tuesday requests)
  • Evaluation rules can feel strict for beginners — reading the guidelines is essential

Overall, FundingPips holds an Excellent 4.5/5 Trustpilot rating from more than 29,000 reviews, showing most traders consider it a reliable prop firm. (source)

Extra for advanced traders: EAs are permitted when used as trade or risk managers. Some third-party EAs may be restricted. (Official EA guidance)

Key Features and Benefits of FundingPips

FundingPips has built a strong reputation in the prop trading industry with transparent rules, flexible account models, and fast payouts. Here are the most important features in 2025:

  • Evaluation Models: Choose from 1-Step Challenge or Zero Evaluation for quick funding.
  • Account Sizes: From $5K up to $200K, with scaling plans up to $1M+.
  • No Time Limits: Reach profit targets at your own pace — no deadlines.
  • Profit Targets: Around 10% during evaluation, designed to be realistic.
  • Risk Rules: Daily loss capped at 3–5%; max drawdown 5–10%.
  • Profit Split: Starts at 80% and can reach 90–100% at Hot Seat (Elite) level.
  • Payouts: Weekly “Tuesday Pay Day.” Processing within 1–3 days via USDT or Rise.
  • Refund Policy: Evaluation fees refunded after your first payout.
  • Trading Freedom: EAs, trade copiers, and algos allowed if compliant with rules.
  • Dashboard: Clean portal with analytics, payout history, and real-time monitoring.
  • Community: 180K+ Discord members for support, updates, and education.
  • Certifications: Holds ISO 27001, ISO 22301, and ISO 9001 for security, continuity, and quality.

These features highlight FundingPips’ commitment to accessibility, scaling opportunities, and long-term trader success. With affordable entry fees, high payout potential, and a proven track record, FundingPips is one of the leading prop firms to watch in 2025.

How FundingPips Stands Out Among Proprietary Trading Firms

FundingPips is built on a trader-first flexibility philosophy. Unlike many firms that impose strict limits, FundingPips allows traders to:

  • ✔ Keep trades open overnight and across weekends
  • ✔ Participate during major news events
  • ✔ Manage strategies without unnecessary restrictions

To balance this freedom, the firm enforces clear risk management rules. Martingale or hedging loopholes are prohibited, and funded traders must apply a stop-loss within the first 30 seconds of trade execution.

Competitive Profit Sharing

FundingPips offers traders an 80% profit split by default, with the opportunity to scale up to 90% or even higher in advanced programs like the Hot Seat tier. This is backed by strong liquidity partnerships, including BlackBull Markets, ensuring smooth execution and reliable payouts.

Flexible Evaluation Process

Instead of rigid rules, the firm uses a two-phase assessment:

  • Phase One: Reach an 8% profit target
  • Phase Two: Reach a 5% profit target
  • Risk Controls: Daily loss capped at 5% and total loss capped at 10%
  • No Minimum Days: Traders complete evaluations at their own pace

This setup makes growth more achievable while keeping expectations realistic.

Trading Philosophy

At its core, FundingPips is committed to:

  • Realistic goals that traders can achieve
  • Transparent rules with no hidden restrictions
  • A clear growth path supported by practical guidelines

This combination of freedom, structure, and fair reward terms positions FundingPips as a modern prop trading firm built for long-term trader success.

Conclusion & Expert Advice

FundingPips has established itself as one of the most competitive prop trading firms in 2025. With low entry fees, flexible evaluation models, and profit splits up to 100%, it provides traders with an attractive pathway to scale their accounts up to $1M while maintaining fair rules and strong risk management guidelines. Its growing community, ISO certifications, and proven payout record of $145M+ further strengthen its credibility in the industry.

However, traders should carefully review the risk rules and payout policies before joining, especially beginners who may find the evaluation phases strict. As with any prop firm, consistent discipline and adherence to the rules are essential for long-term success.

Our advice: FundingPips is best suited for traders who value flexibility, scaling opportunities, and transparent profit-sharing. If you are confident in your strategy and can manage risk within the set parameters, FundingPips offers one of the most rewarding programs available in 2025.

Frequently Asked Questions

1. What funding models does the firm offer?

FundingPips offers multiple evaluation paths: Zero (instant funding), One-Step, and Two-Step programs — designed so traders can choose the pace and structure that suits their skill and trading style. :contentReference[oaicite:1]{index=1}

2. Are there time limits to complete the evaluation?

No — all FundingPips programs come with no time constraints. Traders can complete the evaluation at their own pace without pressure. :contentReference[oaicite:2]{index=2}

3. What are the risk rules during evaluation?

Risk parameters vary by program:

  • Daily Loss: typically capped between 3%–5%
  • Max Drawdown: limited between 5%–10%
  • These rules ensure discipline and capital preservation. :contentReference[oaicite:3]{index=3}

4. What profit split options are available once funded?

Traders start with an 80% profit split. As they scale through programs like the Hot Seat tier, this can increase up to 100%. Payment cycles are flexible, including weekly, bi-weekly, monthly, and on-demand options. :contentReference[oaicite:4]{index=4}

5. Are automated strategies allowed?

Yes — trading with Expert Advisors (EAs), trade copiers, and algorithmic systems is permitted. As long as these follow FundingPips’ rules (no toxic trading like martingale or latency arbitrage), they are accepted. :contentReference[oaicite:5]{index=5}


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